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473 Broadway Saratoga Springs, NY 12866
Phone: 518-584-5844

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Employee Benefits

Custom employee benefit programs help attract and retain quality employees.
ATI offers a full portfolio of individual and group insurance and financial service products.

Group Products
Designed for Core Employee Benefit Plan

Individual Products
Designed for Individual Asset Protection

Executive Carve Outs
Designed for Top Executive Earnings Protection


Retirement Plans

  • Designed to Enhance the Core Employee Benefit Plan
  • Voluntary Benefits
  • Designed to Supplement the Core Benefit Plan


Group Products
In order to provide the solution that is right for you and your employees, we offer a wide variety of options from the following list of insurance products:

  • Health Insurance
  • Life Insurance (employee paid and/or voluntary)
  • AD&D
  • STD (short-term disability)
  • LTD (long-term disability)
  • NYS Statutory DBL
  • Dental
  • Vision
  • Cancer
  • Long Term Care


Please Email Us to request literature or to have a representative contact you or if you prefer you may call us at 518-584-5300.

Individual Products
For your personal needs, we offer...

  • Life Insurance (Term, Universal, Whole)
  • Annuities
  • Disability Insurance
  • Long Term Care


Please Email Us to request literature or to have a representative contact you or if you prefer you may call us at 518-584-5300.

Executive Carve Outs
As a supplement to the standard employee benefit programs, we custom design benefits for the executives within the organization...

  • Supplemental Disability Wraps
  • Buy/Sell Agreements
  • Key-person Life
  • Split Dollar
  • Business Overhead Expense Insurance
  • Long Term Care


Please Email Us to request literature or to have a representative contact you or if you prefer you may call us at 518-584-5300.

Voluntary Benefits
To supplement and enhance the core employee benefit program while controlling costs, we offer robust Voluntary Benefits, set up via payroll deduction and pre-tax (if qualified).......

  • Voluntary Life (Universal, Whole or Term)
  • Hospitalization
  • Cancer/Critical Illness


Please Email Us to request literature or to have a representative contact you or if you prefer you may call us at 518-584-5300.

Insurance Products are:
NOT A DEPOSIT * NOT FDIC INSURED * NOT GUARANTEED BY THE BANK * NOT INSURED BY ANY GOVERNMENT AGENCY * MAY GO DOWN IN VALUE