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Business Team

Our commercial banking team understands that strong local businesses drive a successful community, so we commit to partnering with you in the growth of your business. Whether you need fast, flexible financing, seamless checking and savings solutions, state-of-the-art merchant services, or simply some business insight, we are here for you. We are here to go above and beyond for your business and our community.

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Michael O'Connell Michael J. O'Connell
Executive Vice President
Lending & Retail Banking
Michael J. O'Connell oversees Adirondack Trust Company's lending and retail banking operations. With nearly four decades in banking, including 17 years at ATC, Michael applies his finance degree from Siena College to empower individuals and businesses with effective financial solutions. He values collaboration and community impact, serving on the Saratoga County Chamber of Commerce board and advising the New York Business Development Corporation. A native of East Greenbush now residing in Wilton, Michael balances his professional commitments with a love for outdoor activities, sports events, and travel. His dedication to both banking excellence and community welfare exemplifies ATC's commitment to the region it serves.
Edward Hart Edward Hart
Senior Vice President
Commercial Loan Manager
Edward Hart specializes in commercial lending solutions at Adirondack Trust Company. Since 2004, he has been instrumental in helping businesses overcome challenges and capitalize on opportunities. Edward's commitment extends beyond finance into community service. He volunteers at the Wilton Food Pantry and coaches CYO basketball. His past community involvement includes various local organizations, from economic councils to youth sports leagues. With a degree from the College of Saint Rose, Edward combines financial acumen with a passion for community development, embodying ATC's mission of fostering local growth and prosperity.
Andrew Ferrara Andrew R. Ferrara
Vice President
Commercial Loan Officer
Andrew R. Ferrara has been a pivotal member of Adirondack Trust Company's commercial lending team since 2002. With an MBA from Union College and a BS from the University of Buffalo, he applies his expertise to guide clients toward financial success. Andrew is passionate about contributing to the financial health of local businesses as part of ATC's dedicated team. His community involvement includes serving on the board for Shelters of Saratoga and coaching youth sports. A Leadership Saratoga graduate, Andrew exemplifies professional excellence and civic engagement in his roles at ATC and within the community.
Michael Murray Michael D. Murray
Vice President
Commercial Loan Officer
Michael D. Murray, with Adirondack Trust Company since 2009, specializes in commercial lending and business development. His responsibilities span from cultivating new client relationships to finalizing lending agreements. Michael's commitment to community is evident in his board memberships, including the SUNY Adirondack Foundation and Queensbury All Sports Booster Club. He holds degrees from SUNY Adirondack and the College of Saint Rose, and he is a graduate of the ARCC Leadership Program. Balancing his professional life, Michael resides in Queensbury with his wife Christine and their four children, embodying ATC's values of financial expertise and community involvement.
Susanne Rogan Susanne Rogan
Vice President
Commercial Loan Officer
Susanne Rogan, a commercial lending expert at Adirondack Trust Company since 2006, specializes in transforming business aspirations into reality through strategic lending solutions. Her finance degree from Manhattan College underpins her ability to foster business growth. Susanne's commitment extends beyond finance; as a Leadership Saratoga graduate, she applies her skills as a board member for Franklin Community Center and former Treasurer of Shelters of Saratoga. Whether analyzing financial statements or contributing to community initiatives, Susanne demonstrates dedication to both local businesses and community development, embodying ATC's commitment to regional prosperity.
Ellen Brodie Ellen A. Brodie
Vice President
Commercial Loan Officer
Ellen A. Brodie brings nearly 30 years of banking expertise to her role as Commercial Lender at Adirondack Trust Company. She finds fulfillment in facilitating local business growth through tailored financial support. A Saratoga native and Buffalo State College graduate, Ellen is deeply involved in community service. She serves on the boards of Saratoga Center for Family and the Downtown Special Assessment District, and she is a 2014 graduate of Leadership Saratoga, contributing to many other local causes. Ellen balances her professional responsibilities with family life and outdoor activities. Her dual focus on crafting effective lending solutions and enhancing community well-being aligns perfectly with ATC's mission of fostering local development.
Deann Devitt Deann Devitt
Assistant Vice President
Commercial Loan Officer
Deann Devitt, with Adirondack Trust Company since 2001, has progressed through various roles to her current position as Small Business Commercial Lender and Business Development Officer. She excels in supporting local businesses and delivering exceptional customer service. A Leadership Saratoga graduate, Deann is actively engaged in community development as President of the Saratoga Springs Downtown Business Association and board member of Wellspring. With over two decades at ATC, Deann is known for providing prompt, friendly, and professional solutions. Her expertise in assisting both startups and established local businesses exemplifies ATC's commitment to fostering economic growth in the community.
Kelley Peluso Kelley Peluso
Vice President
Commercial Loan Originator
Kelley Peluso has been an integral part of Adirondack Trust Company since 1989, progressing from credit analyst to commercial lender. With over a decade of lending experience, Kelley provides valuable support to local businesses. Her educational background includes a degree from the University of Connecticut and an MBA from the College of Saint Rose. Kelley's community involvement is noteworthy, serving on the YMCA of Saratoga board and coaching youth sports. Her dual commitment to professional excellence and community engagement reflects ATC's mission of fostering local growth and well-being.