Personal Loan Rates
Rates are accurate as of: 06.27.2022
Check out these competitive rates if you are in the market for an automobile, about to tackle a home improvement project, or think you may want a personal unsecured loan for an upcoming expense.
Automobile*
| TYPE/YEAR
|
TERM
|
ANNUAL PERCENTAGE RATE
|
MONTHLY PAYMENT PER $1,000 BORROWED
|
LOAN PAYMENT EXAMPLE
|
CALCULATOR
|
|
| 2022 & 2021
|
up to 60 months
|
3.69%
|
$18.28
|
If you borrow $10,000 to purchase a vehicle, for sixty (60) months at 3.69% APR, the monthly principal and interest payment would be $182.77.
|
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|
APPLY
|
| 2020 & 2019
|
up to 60 months
|
3.89%
|
$18.37
|
If you borrow $10,000 to purchase a vehicle, for sixty (60) months at 3.89% APR, the monthly principal and interest payment would be $183.67
|
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|
APPLY
|
| 2018 & 2017
|
up to 60 months
|
4.29%
|
$18.55
|
If you borrow $10,000 to purchase a vehicle, for sixty (60) months at 4.29% APR, the monthly principal and interest payment would be $185.48.
|
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|
APPLY
|
| 2016 & 2015
|
up to 48 months
|
4.59%
|
$22.84
|
If you borrow $10,000 to purchase a vehicle, for forty-eight (48) months at 4.59% APR, the monthly principal and interest payment would be $226.44.
|
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|
APPLY
|
| 2014 & Older
|
up to 48 months
|
5.79%
|
$23.39
|
If you borrow $10,000 to purchase a vehicle, for forty-eight (48) months at 5.79% APR, the monthly principal and interest payment would be $233.89.
|
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|
APPLY
|
Home Improvement
| TYPE
|
TERM
|
ANNUAL PERCENTAGE RATE
|
MONTHLY PAYMENT PER $1,000 BORROWED
|
LOAN PAYMENT EXAMPLE
|
|
| Loan
|
up to 36 months
|
8.00%
|
$31.34
|
If you borrow $10,000.00 for home improvements, for thirty-six (36) months at 8.00% APR, the monthly principal and interest payment would be $313.34.
|
APPLY
|
| Loan
|
up to 48 months
|
8.75%
|
$24.77
|
If you borrow $10,000.00 for home improvements, for forty-eight (48) months at 8.75% APR, the monthly principal and interest payment would be $247.67.
|
APPLY
|
| Loan
|
up to 60 months
|
9.25%
|
$20.88
|
If you borrow $10,000.00 for home improvements, for sixty (60) months at 9.25% APR, the monthly principal and interest payment would be $208.80.
|
APPLY
|
Personal Unsecured
| TYPE
|
TERM
|
ANNUAL PERCENTAGE RATE
|
MONTHLY PAYMENT PER $1,000 BORROWED
|
LOAN PAYMENT EXAMPLE
|
|
| Up to $5,000
|
up to 60 months
|
9.50%**
|
$21.00
|
If you borrow $5,000.00 unsecured for debt consolidation, for sixty (60) months at 9.50% APR, the monthly principal and interest payment would be $105.01.
|
APPLY
|
* Secured Loans are charged a fee of $50 for Vendor's Single Insurance (V.S.I.)
** Unsecured Loans in the principal amount of $5,000.01 and greater do not qualify for this offer.
Annual Percentage Rate (APR). All loans are subject to application and credit approval. Minimum loan amount is $500.