Open An Account Online

473 Broadway Saratoga Springs, NY 12866
Phone: 518-584-5844

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Bill Pay

WebWise® Bill Pay

From the convenience of your computer you can pay bills to anyone you like. With WebWise® Online Bill Pay you can pay bills more efficiently, saving you time and money. And all of your bill payments are accessible through your account history.

  • Free with any ATC checking account, no monthly or per item fees
  • No limit to the number of monthly bills paid
  • Make payments to anyone you like, such as the utility companies or to your local paper carrier
  • Payments can be scheduled, changed or stopped at anytime
  • You schedule when you want your bills mailed
  • Personal bill payment history is stored in our system
  • Peace-of-mind in knowing that you are using a secured connection for all of your payments
  • Customer Service Representatives available to speak with you Monday – Friday from 8:00 a.m. to 4:30 p.m.



Your banking information is safe and secure with ATC WebWise® Online Banking. Only you are authorized to access your accounts through our unique login process. The login to WebWise Online Banking is through a secure connection and not over the public Internet. We use leading encryption services such as 128-bit data encryption, firewalls, and server authentication to eliminate unauthorized access to your accounts.


Rest assured that we are only a phone call away. You can call our WebWise® Online Banking staff and they will assist you with WebWise Online Banking and Bill Pay.

They are available from Monday – Friday, 8:00 a.m. to 4:30 p.m.

To speak with a WebWise Online Banking Representative please call 518-584-5844