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473 Broadway Saratoga Springs, NY 12866
Phone: 518-584-5844

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Statement Savings

Statement Savings Account



Statement Savings accounts are simple, flexible and convenient, offering ATM, Direct Deposit and WebWise Online Banking options. You may also expand your options if you elect to get a Visa Debit Card with your ATC Checking Account.

  • Ideal for those who prefer the convenience of a statement savings account
  • Variable interest rate, compounded and credited monthly
  • Access your funds with an ATC Visa Debit Card (when linked to an ATC Checking account) or an ATC ATM card or WebWise Online Banking
  • Unlimited number of in-person deposits and withdrawals at any ATC ATM, branch or by mail
  • Check your account balance at any ATC ATM
  • Transfer funds between your statement savings account and your linked ATC Checking account
  • Maintain the $100 daily balance requirement and the $1.00 monthly maintenance fee will be waived
  • Monthly statement which serves as a record of all transactions
  • Sign up for free e-Statements and the $2.00 monthly paper statement fee will be waived
  • Automatic savings option when linked to your ATC checking account
  • FDIC insured up to $250,000


Click here to see a comparison chart of our savings accounts.

Here are some useful calculators for determining how much you can save:
How much could I save over time?
What rate would I need to earn on my savings?