| Basic Checking | Regular Checking | Interest Checking | |
 |
|
|
|
|
Required Initial Deposit
|
None
|
$1.00
|
$500
|
|
Minimum Daily Balance
(to waive fees) |
None
|
$500
|
$500
|
|
Monthly Maintenance
|
$3.00
|
$3.00 if Account Falls Below $500
Fee waived with $1,000 in linked savings account or with direct deposit. |
$5.00 if Minimum Daily Balance Not Maintained
|
|
Checking Fee Schedule
|
8 Free Withdrawals*, then $0.20 per withdrawal and $1.00 Per Transaction At Non-ATC ATMs
* by check or ATM |
$0.20/Check
$0.15/Deposit; $0.06/Deposit for Foreign (non-ATC) Items; $1.00 Per Transaction at Non-ATC ATMs
Fees waived with $1,000 in linked savings account or with direct deposit. |
$0.20/Check
$1.00 Per Transaction at Non-ATC ATMs Fees waived if Minimum Balance is Maintained |
|
Account Pays Interest
|
No
|
No
|
Yes
|
|
Interest Rate
|
None
|
None
|
|
|
Interest Compounding/Checking
|
None
|
None
|
Yes
|
|
Minimum Balance to Obtain Interest Rate Disclosed
|
None
|
None
|
$500
|
|
Transaction Limitations
|
None
|
None
|
None
|
| Statement Options |
E-Statement - reduce monthly service charge by $2.00 Paper statement - no charge Paper statement with check images - additional $1.00 monthly service charge |
E-Statement - reduce monthly service charge by $2.00 Paper statement - no charge Paper statement with check images - additional $1.00 monthly service charge |
E-Statement - reduce monthly service charge by $2.00 Paper statement - no charge Paper statement with check images - additional $1.00 monthly service charge |
For more information on account fees, please call 518-584-5844 or contact us.
