Open An Account Online

473 Broadway Saratoga Springs, NY 12866
Phone: 518-584-5844

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Regular Checking

  • Unlimited check writing
  • No transaction fees or monthly service charge when balance requirements met
  • Maintain a $500 daily balance in checking or $1,000 in savings or a recurring direct deposit and monthly maintenance fee is waived
  • Low monthly service charge of $3.00 applies if balance requirements are not met
  • Access your account 24 hours a day with your ATC ATM or Visa® Debit Card*
  • Free online banking and bill pay via Webwise®
  • Monthly account statement options:
    • e-statement with check images (front and back) via Webwise®
    • paper statement (no checks)
    • Paper statement with check images (front and back)
  • Reorder checks online
  • Transfer funds between linked ATC accounts
  • Overdraft line of credit available*


*Subject to credit approval

To learn more, please call us at 518-584-5844 or email us.