Open An Account Online

473 Broadway Saratoga Springs, NY 12866
Phone: 518-584-5844

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Online Banking

  • Free
  • Easy
  • Convenient
  • 24/7 Account Access
  • Pay Bills
  • Send us a secure message

Online Banking


The Adirondack Trust Company Offers Convenient WebWise® Online Banking

With Webwise® Online Banking, you have free access to your account from anywhere. That's whether you are at home in Malta, Saratoga Springs, Glens Falls, Ballston Spa or Wilton, or vacationing in another state. From any Internet connection you will enjoy the convenience of online banking and bill pay, 24/7.

After you enroll, you can:

  • Perform Balance Inquiries - on your checking, savings, certificates of deposit (CDs), individual retirement accounts (IRAs) and consumer loans such as mortgages, and home equity and auto loans

  • View Transaction History- View several years of transactions on linked Adirondack Trust accounts, including ATM, Visa® Debit Card and other electronic transactions

  • View images of your paid checks, front and back

  • Access your checking and money market account statements with e-statements, up to seven years of online account statements with check images

  • Download Account Activity - into Quicken® or Quickbooks® to help manage your money
  • Pay Bills - with WebWise Bill Pay Service. Click here for details
  • Transfer Funds- Move funds between linked accounts, such as checking and savings accounts
  • Make Loan Payments – to selected ATC loan accounts
  • Initiate a Stop Payment - on a check that you have written
  • Access your ATC credit card and ATC Trust account information
  • Send us Secure Messages - to ask us questions about your ATC accounts


Easy Enrollment


To sign up for WebWise® Online Banking simply visit any Adirondack Trust branch and we will provide you with a WebWise Online Banking application. You can print an application and then bring it to any one of our branches. It is simple and easy to complete. Once we have received your application we will set up your online account and provide you with your secure login information.

You can even print your application by clicking here.


Account Security


Your banking information is safe and secure with ATC WebWise® Online Banking. Only you are authorized to access your accounts through our unique login process. The login to WebWise Online Banking is through a secure connection and not over the public Internet. We use leading encryption service such as 128-bit data encryption, firewalls and server authentication to eliminate unauthorized access to your accounts


Online Banking Support


Rest assured that we are only a phone call away. You can call our WebWise® Online Banking staff and they can assist you.

Our online banking staff is available from Monday – Friday, 8:00 a.m. to 4:30 p.m.

To speak with a WebWise Online Banking Representative please call 518-584-5844.