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473 Broadway Saratoga Springs, NY 12866
Phone: 518-584-5844

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Business Banking Solutions

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Now you can save time and money with our new
Essential Business Services


Designed specifically for small businesses, this new package of business banking services will serve as building blocks, helping you to run your business more effectively and efficiently, while saving you time and money.


Rely on the expert, professional staff at The Adirondack Trust Company to help your business grow and enjoy responses in real time from people you know and trust.


Everyday Business Checking


New and existing ATC business customers can enjoy the benefits of this checking account designed specifically for small businesses that have a limited number of items posting to their account each month.

 

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As part of the Everyday Business Checking account, you’ll also receive:


  Complimentary ATC Visa® Business Debit Card

  Complimentary online banking with check images, and online bill pay

  Complimentary notary public services

  Free Quickbooks® and Quicken® compatible account activity downloads available

  Mobile Check Deposit


For more information or to open your account, visit your local neighborhood ATC branch, or call us at 518-584-5844.


Business Express Line of Credit or Term Loan*


Use your credit line to increase working capital or to meet short-term cash needs, or finance receivables and inventory. And you’ll have access to your line of credit simply by using your ATC Visa® Business Debit Card or WebWise®.


Looking for a term loan instead? The Business Express Term Loan is perfect for medium-term needs, such as business expansion, debt-restructuring, purchase of equipment, and permanent working capital.


*Credit approval required.

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To apply for a Business Express Line of Credit or Term Loan please download and print the application.  
 

Then complete the application and bring it to your neighborhood ATC branch, or call us at 518-584-5844.

 

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Additional Product Offerings


Workplace Banking. ATC offers a full benefit package for your employees, including regular checking with unlimited check-writing privileges and no monthly maintenance fee while employee maintains direct deposit; no ATC fee at other banks’ ATMs; credit of up to $15 per monthly statement cycle for fees charged by other banks at non-ATC ATMs; Health Savings Account (HSA) with no enrollment fee; first-year free rental of a small safe deposit box; save up to 5% on homeowners insurance and auto insurance through Adirondack Trust Insurance Agency.


Employee Benefits. Full breadth of employee benefit services through our Bank, Trust, and Insurance departments. Custom employee benefit programs help attract and retain quality employees. We offer a full portfolio of individual and group insurance and financial service products.


Financial Planning. Complimentary financial planning for small business owners and your staff. Financial planning is the process of meeting your life goals through the proper management of your finances. Life goals can include starting a business, funding a child’s education, planning for retirement, or transferring your wealth to your family.


Investment & Insurance Products are: NOT A DEPOSIT * NOT FDIC INSURED * NOT GUARANTEED BY THE BANK * NOT INSURED BY ANY GOVERNMENT AGENCY * MAY GO DOWN IN VALUE